Protecting you and your finances

We appreciate that thinking about what might happen to your family, your lifestyle, or your business in the event of a medical emergency can be difficult. But having that conversation and choosing the right protection and insurance can make a real difference to your peace of mind today, and your financial wellbeing tomorrow.

We offer expert protection advice and sensitive guidance in these areas, and we have access to many leading protection providers and plans. Our recommendations are based on your personal circumstances, to ensure the protection you decide on will be the most appropriate for you.

If you’re thinking about how you can best protect yourself and your family, these are the key risks to bear in mind:

  • Risk of Death: We all think we’re going to go on forever, but real life examples of our own mortality are all around us. Protecting your income means that your family will still be able to pay the bills, should you or your partner die early. It’s a pragmatic, but caring way to continue to provide for them even if you’re no longer there.
  • Risk of serious illness: Protecting your income if you or your partner become seriously ill means that you won’t be worrying about how you’ll cope financially, right at the time when you need to concentrate on convalescing.
  • Risk of high medical or hospitalisation bills: Knowing that you can afford to ‘go private’, especially if you’re suddenly in a critical care situation, is central to you or your partner’s financial wellbeing and peace of mind. It means you could start treatment earlier or afford a private room to convalesce.

Financial advice isn’t simply about maximising returns or making your money work harder. It’s deeply personal – and what could be more personal, or important, than looking after the people that matter most?

Get in touch

We offer professional, tailored, face-to-face advice based on your current circumstances and future aspirations. Start your journey today with St. James's Place.