As busy healthcare professionals, finding the time to manage your personal finances is daunting. The key questions confronting medical professionals include:

• How will pension changes affect you?
• Are your personal and business affairs set up in the most tax efficient way?
• Are you concerned about rising practice costs and decreasing profits?
• When do you wish to retire? Do you want to retire early or reduce your working hours in the future?
• Do you want to buy into or are you planning to retire from a practice?
• When was the last time you reviewed your personal financial planning arrangements, including Locum* and Income Protection cover?

*Locum cover will involve the referral to a service which is separate and distinct to those offered by St. James's Place.